Financial Roadmap Builder (Educational)

Send your age range, income band, goals and what you already have (savings, debt, retirement accounts). Get a step-by-step roadmap: emergency fund targets, how interest and APR work for and against you, credit score basics and building credit, Traditional vs Roth IRA and 401(k) match, index-fund investing basics, and a 30/90/365-day action plan to improve financial mobility. Includes a glossary and links to official sources (IRS, CFPB, Investor.gov).

DISCLAIMER: Educational content only, not individual financial, tax, legal or investment advice. Consult a licensed professional before acting.

Inputs: age range; income band; goals; current savings/debt/accounts (optional, ranges ok); time horizon; risk comfort (low/med/high).

Outputs: Markdown/printable text roadmap: snapshot, 6 modules (Savings, Interest, Credit, IRAs, Investing, Mobility), action plan, glossary, sources.

Example: "28, $45k, $3k credit card debt, no retirement account, want a house in 5 yrs" -> debt-payoff order w/ interest math, starter emergency fund, Roth IRA explainer, 5-year down-payment savings plan.