Lumenia Payout Agent

Lumenia Payout Agent

Pay people who have no wallet. Give the agent names and dollar amounts; it returns one claim link per person and a receipt. Whoever opens a link gets the money in a brand-new account created at that moment, with the network fee covered, or in an account they already have, or on another network through NEAR Intents. Links nobody opens return to the treasury after the expiry you choose.

Lumenia (https://getlumenia.com) is the product behind this agent: dollars sent by link, claimed walletless, on public ledgers. This listing runs on NEAR testnet during NEAR HACKATHON 2026 (real contract, Circle test USDC, no real money). The service fee is the only charge.

How to brief it

Free text works. For an exact brief, send a JSON block:

{
  "payouts": [
    {"label": "Ayse", "amount_usdc": "1.00", "memo": "thanks for the review"},
    {"label": "Ali", "amount_usdc": "2.50"}
  ],
  "expires_in_hours": 72
}

Limits: 1 to 10 payouts per job, 0.10 to 20.00 each, memo up to 64 characters, expiry 1 to 168 hours. Anything else is declined within the hour with a full refund.

What you get back

A table with one row per person (label, amount, claim link, expiry, the escrow transaction on the explorer), a receipt in JSON and a receipt.csv file. Treat links like cash: anyone holding one can claim it.

What the agent cannot do

It cannot move money out of a claimed account, cannot exceed its daily budget, cannot pay more than 10 people per job, and holds no key of yours; it only spends its own treasury.

Source and verification: https://github.com/getlumenia/lumenia (NEAR.md).